Once you are done searching for that lifetime real estate investment, you’ve gone to the open houses, you’ve got the backing, made an offer, sat at home disturbed if it’s going to be accepted, had the special dinner once it was and then packed in, you’re challenged with the chore of defending it. The number of pressures that your property faces can be shocking. It’s not only termites and crude neighbors that are looking to sink your land value; natural tragedies are a part of owning land as well.

It doesn’t seem to matter where you live in North America, there is a natural disaster with your name on it. The south has their hurricanes, the northeast and Midwest have blizzards and the west has earthquakes. A quake is the most sinister of all natural disasters. People in the rest of the country can see a hurricane and storm coming days; at times even weeks away and well prepare their property for the coming storm. With earthquakes, there is no caution (usually), there is no report on the news that morning saying you’re scheduled to get one. They simply happen. Therefore, how can you protect your investment from getting a bad case of the shakes? Well here are a few tips.

A good first step would be to pick up the phone or log onto the company that carries your home insurance. Almost no homeowners policies cover earthquakes. If you have the additional cash every month, earthquake insurance is a very good concept, however, be warned, it is considered disastrous insurance, so the deductible is going to be very high, normally between 10-15 percent of the amount of your policy. It’s still a good thing to have. You can view the website of the US Geological Survey to check if you live in a high enough risk area to warrant extra insurance.

A quick quake-proofing of your home is another idea that is good. This won’t so much protect your house as it will protect you if one happens. Use latches to keep cabinets closed, always ensure you have fresh water around and working batteries in all flashlights. These are normal sense steps that anyone who lives in any sort of tragedy area should consider, whether it be storms, earthquakes or hurricanes.

 A final step to safeguard your home is to know where your utility shutoffs are. Fires are common after earthquakes and you’ll want to know where your gas main shut off valve is so that you can turn it off and hopefully keep your house safe after a major quake. Also, do not turn the gas back on until you are told it’s safe to do so.

 Keeping your investment safe from natural disasters can seem impossible, but with a little common sense planning, you can minimize the damage.